payrolldataspecs.com

Indexes

Payroll data provider directory

Who gives you access to payroll data, for which use case, under whose permission — scored from each provider's own public documentation, with a confidence mark on every cell.

24 providers · 181 scored cells · 21 unverified — 11.6% of the record. Cells marked “—” are capabilities the provider does not sell; they are not counted. Each provider's profile carries the value, note and source behind every cell. Field definitions: methodology.

By use case

Income and employment verification

Employer, job title, start date, pay rate, and gross and net income history.

16 providers document it

Pay statements

Per-pay-period earning and deduction lines, as parsed fields or source documents.

16 providers document it

Tax forms

W-2 and 1099 documents or their field values, and how many years back are available.

8 providers document it

Direct deposit switching

Write a deposit account into payroll, allocation by amount or percent, and confirmation of when it takes effect.

10 providers document it

Deduction and benefit write

Deduction codes, tax treatment, amount vs percent, effective dating and retro adjustment.

10 providers document it

401(k) and retirement

Per-pay-period contribution and census data, and deferral changes written back into payroll.

15 providers document it

Earned wage access

Hours and earnings to date, pay schedule, and how fresh the data is before pay date.

14 providers document it

Employer-permissioned unified APIs

The employer or its administrator authorises one connection to its HRIS or payroll system, and the API normalises many payroll systems behind one schema.

Provider IEVPaystubsW-2/1099Deposit switchDeductions401(k)EWA
Apideck Employer-permissioned D D — D — U D
Bindbee Employer-permissioned D D — — D D D
Finch Employer-permissioned D D — — D D D
Knit Employer-permissioned D D U — D D D
Kombo Employer-permissioned D D — D — U D
Merge Employer-permissioned D D — — — D D
Unified.to Employer-permissioned D D D D D D D

Consumer-permissioned payroll APIs

The employee logs in to their own payroll account through the provider’s widget. No employer involvement, so coverage depends on which payroll logins the provider can operate.

Provider IEVPaystubsW-2/1099Deposit switchDeductions401(k)EWA
Argyle Consumer-permissioned D D D D U U D
Plaid Consumer-permissioned D D D — — D D
SteadyIQ Income Passport Consumer-permissioned D D U — — D —
Truv Consumer-permissioned D D D D D D U

Deposit and account switching

Moving direct deposits and recurring payments to a new account, by payroll login or by other routes.

Provider IEVPaystubsW-2/1099Deposit switchDeductions401(k)EWA
Atomic Consumer-permissioned D D D D U D D
Pinwheel Consumer-permissioned D D D D U D D
Q2 ClickSWITCH Consumer-permissioned · docs not public — — — D — — —

Verification databases

Employers or their payroll providers contribute records to a database; the verifier queries it rather than connecting to payroll per request.

Provider IEVPaystubsW-2/1099Deposit switchDeductions401(k)EWA
Experian Verify Employer and consumer · docs not public D D U — — U —
The Work Number Contributed database · docs not public D U D — — D —
Truework Employer and consumer D D D — — U —

401(k) payroll connectivity

Middleware that moves contribution data between payroll systems and retirement plan recordkeepers.

Provider IEVPaystubsW-2/1099Deposit switchDeductions401(k)EWA
Payroll Integrations Employer-permissioned · docs not public — U — — D D —

401(k) providers

Recordkeepers and plan providers, profiled on how they connect to payroll — which systems, which direction, by what method.

Provider IEVPaystubsW-2/1099Deposit switchDeductions401(k)EWA
Guideline Employer-permissioned · docs not public — U — — D D —
Human Interest Employer-permissioned · docs not public — U — — D D —
Vestwell Employer-permissioned · docs not public — U — — D D —

Earned wage access providers

Providers of on-demand pay, profiled on where earned-wage figures come from and how advances are recovered.

Provider IEVPaystubsW-2/1099Deposit switchDeductions401(k)EWA
DailyPay Employer-permissioned — U — D — — D
EarnIn Consumer-permissioned · docs not public — D — D — — D
Payactiv Employer-permissioned · docs not public — U — U D — D

D vendor-documented · P practitioner-reported · V verified hands-on · U unverified · — not offered. For the deduction boundary in depth — tax treatment at write, amount vs percent, retro adjustment — see the unified API deduction record and the Deduction Write Support Matrix.