Provider directory · Consumer-permissioned payroll APIs
SteadyIQ Income Passport
Income Passport is SteadyIQ's consent-based income verification product for public-benefits agencies, letting applicants connect payroll, bank and gig accounts or upload documents to produce one income report.
SteadyIQ's own documentation covers income and employment verification, pay statements, 401(k) and retirement. 1 of 7 scored cells are unverified.
Consumer-permissioned · field-level docs publicly readable · last verified 2026-09-26 · SteadyIQ Income Passport developer docs
| Field | Value | Conf | Note — and what a correct answer needed |
|---|---|---|---|
| Income and employment verification | Yes — JSON/PDF income report | D | The JSON schema includes employer, jobTitle, originalHireDate, mostRecentStartDate, basePay, payFrequency, employmentType and status; reports are fetched via the /income/user endpoint. Source |
| Pay statements | Yes — parsed paystubs + PDF | D | Income events carry paystubPeriod, grossPayList, netPay, deductionList and taxList; document-upload sources include a documentUri, and a PDF report is produced. Source |
| Tax forms | Unverified | U | incomeCategory classifies income as IncomeGrossW2 or Income1099, but no W-2/1099 documents or form fields are documented. A correct answer needed a documented tax-form output. |
| Direct deposit switching | Not offered | — | A read-only income verification product; no deposit switching. |
| Deduction and benefit write | Not offered | — | Deductions are read from paystubs only; no payroll write. |
| 401(k) and retirement | Read — itemised deductions | D | deductionList is an 'Itemized list of deductions from the paystub (e.g. 401k, health insurance)' for payroll events. No deferral write. Source |
| Earned wage access | Not offered | — | Marketed for public-benefits programmes (SNAP, TANF, unemployment, child care), not EWA. |
| Data freshness | On demand; webhooks | D | 'SteadyIQ will send webhooks to notify you that a user has submitted their income report.' Continuous monitoring or scheduled refresh is not documented. Source |
| Permission and auth model | Consumer-permissioned | D | Docs describe 'user permissioned data collection'; applicants review and consent to reports before they are sent. The Link SDK connects sources through providers including Plaid and Argyle. FCRA status is not stated. Source |
| Coverage claim (as stated) | 90% of working Americans | D | The homepage states '90%' as the 'Percentage of working Americans covered', across payroll, bank, gig and document-upload sources. Source |