Guideline

Guideline offers 401(k) and IRA plans for businesses and states that 'Guideline has joined Gusto'.

Gusto's own documentation covers deduction and benefit write, 401(k) and retirement. 1 of 6 scored cells are unverified.

Employer-permissioned · field-level docs NOT publicly readable · last verified 2026-09-26 · 401(k) payroll integration options

Field	Value	Conf	Note — and what a correct answer needed
Income and employment verification	Not offered	—	A retirement plan provider; no verification product is described.
Pay statements	Unverified	U	Payroll reports are sent automatically, but which pay statement fields are received is not described.
Tax forms	Not offered	—	No W-2 or 1099 retrieval is described.
Direct deposit switching	Not offered	—	No deposit routing is described.
Deduction and benefit write	Deferrals synced to payroll	D	'Employee deferral elections made in our 401(k) platform will automatically sync to your payroll system.' Source
401(k) and retirement	Two-way; Gusto only	D	The roster updates from payroll census records, payroll reports are sent automatically, off-cycle payrolls are captured, and deferral elections sync back. The '360' term is not used. Source
Earned wage access	Not offered	—	401(k) and IRA only.
Data freshness	Nightly sync	D	'Your employees' information automatically syncs on a nightly basis.' Source
Permission and auth model	Gusto + Gusto Embedded	D	Full integration is with Gusto payroll and the Gusto Embedded providers HiBob and HR for Health; other businesses run self-service, uploading payroll reports and updating contribution rates manually. Source
Coverage claim (as stated)	Gusto, HiBob, HR for Health	D	Names Gusto payroll plus HiBob and HR for Health as fully integrated, with no total count; the homepage says it eliminates 'error-prone third party integrations'. Source