Vestwell

Vestwell is a retirement plan platform that syncs with payroll providers for contributions and deferral changes.

Vestwell's own documentation covers deduction and benefit write, 401(k) and retirement. 1 of 6 scored cells are unverified.

Employer-permissioned · field-level docs NOT publicly readable · last verified 2026-09-26 · Payroll Integrations — Descriptions and Responsibilities

Field	Value	Conf	Note — and what a correct answer needed
Income and employment verification	Not offered	—	A retirement plan provider; no verification product is described.
Pay statements	Unverified	U	Which payroll fields Vestwell retrieves is not listed. A correct answer needed the field list pulled from payroll.
Tax forms	Not offered	—	No W-2 or 1099 retrieval is described.
Direct deposit switching	Not offered	—	No deposit routing is described.
Deduction and benefit write	Deferrals written back (360°)	D	With 360° integration Vestwell is responsible for 'Updating employee deferral information in your payroll system once employees make changes on the participant portal.' Its OnPay guide says Vestwell sets up its own 401(k)/Roth deduction codes and deactivates existing ones. Source
401(k) and retirement	180°, 360° or Concierge	D	180° is 'a one-way integration' that retrieves payroll data; 360° is 'a two-way integration' that also sends deferral information back; Payroll Concierge has Vestwell staff access the employer's payroll system to transfer data. Source
Earned wage access	Not offered	—	Integration documentation covers retirement contributions and deferrals only.
Data freshness	Per payroll run	D	Contributions are processed 'shortly after you run payroll'. Initial deferral rates are set four business days before the first pay date; later changes 'may take a few pay periods' to appear. Source
Permission and auth model	Employer connect / admin access	D	For OnPay the Company Owner clicks 'Connect to OnPay' and follows 'the steps to authorize your connection'. Payroll Concierge requires Admin or Accountant level access to the employer's payroll system. Source
Coverage claim (as stated)	190+ payroll providers	D	The integrations page claims '190+ payroll providers'. The help centre lists 360° partners (e.g. Gusto, Paychex Flex, Paycor, Paylocity, Rippling, QuickBooks Online) and 180° partners (e.g. BambooHR, Insperity, Paycom). Source