Provider directory · Deposit and account switching
Q2 ClickSWITCH
Q2 ClickSWITCH is Q2's account-switching product for financial institutions that automates moving an account holder's direct deposit, recurring payments and automated payments to a new institution.
Q2 Holdings, Inc.'s own documentation covers direct deposit switching. 0 of 4 scored cells are unverified.
Consumer-permissioned · field-level docs NOT publicly readable · last verified 2026-09-26 · Q2 Direct Deposit Switching & Onboarding (ClickSWITCH) product page
| Field | Value | Conf | Note — and what a correct answer needed |
|---|---|---|---|
| Income and employment verification | Not offered | — | ClickSWITCH is described solely as a direct deposit / recurring payment switching product; no income or employment verification is described on the product page. |
| Pay statements | Not offered | — | No paystub access or pay statement data is mentioned on the ClickSWITCH product page. |
| Tax forms | Not offered | — | No W-2/1099 capability is described for ClickSWITCH. |
| Direct deposit switching | Yes — automated DD switching | D | Q2 states account holders can move 'direct deposit information, recurring payments, and automated payments' 'in 90 seconds or less', and cites '<120 seconds for automated direct deposit switching'. A ClickSWITCH API page is listed in Q2's search results but returned 404 when fetched. Source |
| Deduction and benefit write | Not offered | — | Only switching of deposit and payment account details is documented, not deduction or benefit elections. |
| 401(k) and retirement | Not offered | — | No 401(k)/retirement read or deferral write appears in Q2's ClickSWITCH materials. |
| Earned wage access | Not offered | — | ClickSWITCH is marketed for deposit acquisition and onboarding at financial institutions, not earned wage access. |
| Data freshness | Admin portal activity tracking | D | Q2 describes 'a user-friendly admin portal to track activity and monitor conversions' for financial institutions; no switch-status webhooks or stated cadence are published. Source |
| Permission and auth model | Consumer login, limited POA | D | The ClickSWITCH Terms of Use state the user may direct Q2 to retrieve 'passwords, usernames, PINs, log-in information' and grants Q2 'a limited power of attorney' to access employer, benefits provider and payroll provider sites as the user's agent. Source |
| Coverage claim (as stated) | Hundreds of thousands of employers | D | Q2 states coverage of 'hundreds of thousands of employers' with 'the ability to integrate with new employers not already available.' Source |