Provider directory · Verification databases
Truework
Truework, owned by Checkr, is an income, employment and asset verification platform combining instant payroll data, consumer payroll, bank and tax credentials, automated employer outreach and document upload.
Checkr's own documentation covers income and employment verification, pay statements, tax forms. 1 of 7 scored cells are unverified.
Employer and consumer · field-level docs publicly readable · last verified 2026-09-26 · Truework API reference
| Field | Value | Conf | Note — and what a correct answer needed |
|---|---|---|---|
| Income and employment verification | Yes — API (orders/reports) | D | Reports via /reports/{verification_report_id}; position objects include title, start_date, end_date and employment_type; salary includes pay_rate, pay_frequency and hours_per_week; yearly earnings break out base, overtime, bonus, commission and total. Source |
| Pay statements | Yes — parsed paystub fields | D | Reports include paystubs with gross, net, base, overtime, bonus, pay_date, pay_period_start_date/end_date and pay_period_hours, most recent first. Source |
| Tax forms | Self-employment returns | D | The report schema includes schedule_c, forms_1065, forms_1120, forms_1120s and schedule_k1s. W-2/1099 output is not shown in the schema read, though 'Tax Credentials' is listed as a method. Source |
| Direct deposit switching | Not offered | — | The API orders and reads verifications only; no deposit-switching endpoints. |
| Deduction and benefit write | Not offered | — | No payroll write endpoints. |
| 401(k) and retirement | Unverified | U | No 401(k)/retirement fields appear in the report schema reviewed. A correct answer needed an explicit retirement or deduction field. |
| Earned wage access | Not offered | — | Marketed for lending, HR, property management and background checks; no EWA use case is documented. |
| Data freshness | On demand + webhooks + reverify | D | Target-employer orders are asynchronous with 'Order completed' and 'Verification state change' webhooks; /orders/reverification re-runs a verification; reports carry current_as_of and a stale_data_warning flag. Source |
| Permission and auth model | Instant network + consumer; FCRA | D | Truework Instant queries its payroll data network without user login; Truework Credentials has 'Consumers log into their payroll provider(s)'. Every request requires a permissible_purpose value. Source |
| Coverage claim (as stated) | Over 97% of US workers | D | Homepage: 'Verify over 97% of U.S. workers' across payroll and bank data sources. The methods guide states Instant covers 'over 40 million employees'. Source |