Provider directory · Earned wage access providers

Payactiv

Payactiv is a financial wellness platform that lets employees access wages as they earn them, before payday.

Payactiv's own documentation covers deduction and benefit write, earned wage access. 3 of 7 scored cells are unverified.

Employer-permissioned · field-level docs NOT publicly readable · last verified 2026-09-26 · Compliance Handbook (Trust Center)

Field	Value	Conf	Note — and what a correct answer needed
Income and employment verification	Not offered	—	No verification product is described.
Pay statements	Unverified	U	EWA transactions appear as a line on the user's paystub, but no access to pay statement data is described. A correct answer needed a documented data output.
Tax forms	Not offered	—	No W-2 or 1099 capability is described.
Direct deposit switching	Unverified	U	The developers page mentions 'direct deposit signals', but no deposit switching is described.
Deduction and benefit write	Deduction file per pay cycle	D	'At the end of each pay cycle, Payactiv provides the employer with a deduction file containing the amount of the EWA and any applicable fees'; the employer deducts and remits, with written employee consent per transaction. Source
401(k) and retirement	Not offered	—	EWA and financial wellness only.
Earned wage access	T&A data; repaid by deduction	D	'Accessible balance is generally 50% of estimated net wages, which Payactiv calculates as 80%-90% of gross pay', repaid through payroll deduction. Source
Data freshness	Unverified	U	Only clock-in/clock-out data is said to be needed; no sync frequency is stated.
Permission and auth model	Employer API integration	D	'Payactiv has API integration with most payroll and time and attendance system'; 'Only employee name, employee ID, and clock-in clock-out information is needed.' Source
Coverage claim (as stated)	'Most' payroll and T&A	D	No count is given; the page names ADP, Paychex, UKG, Workday, SAP, Paycor and Oracle. Source